TotalRetirements is a series of Lang Advisors, LLC which is a registered investment adviser. Any reference to or use of the terms “registered investment adviser” or “registered,” does not imply that Lang Advisors, LLC or TotalRetirements or any person associated with same has achieved a certain level of skill or training. Lang Advisors, LLC may only transact business or render personalized investment advice in those states and international jurisdictions where we are registered, notice filed, or where we qualify for an exemption or exclusion from registration requirements. The purpose of this web site is to provide general information on our products and services only and should not be construed as a solicitation to effect, or attempt to effect, either transactions in securities or the rendering of personalized investment advice over the Internet. Any communications with prospective clients residing in states or international jurisdictions where Lang Advisors, LLC and its advisory affiliates are not registered or licensed shall be limited so as not to trigger registration or licensing requirements.